Real people. Real problems. Real solutions. Keep checking back here to read new, insightful articles for tips and tricks on how to overcome financial struggles in a variety of areas. From inspirational stories to how-to guides, this is your number one resource for expert financial advice.
How Jessie finally solved her credit card debt
Yelling, “Charge!” before a battle commenced was once the signal for soldiers to move forward quickly to engage their enemies. When Jessie Martin would emphatically reply, “Charge!” to cashiers at the mall, on the other hand, she was basically telling her formidable enemy – credit card debt – to give her another month.
From the time Greg and Susan got married, they worked hard to avoid high interest loans, credit cards and student loan debt. They even purchased their first used car with cash in-hand, saving them a pricey trip to the dealership. Their debtless aspirations soon faded, however, when the apartment they were renting became much too small to accommodate a new surprise – Susan was pregnant.
If credit scores were like golf scores, Rachel Lawson's low FICO score would have put all others to shame. Unfortunately, Rachel’s score was more like a double bogey than a hole-in-one. Poor decisions after high school, a repossessed car in her early twenties, and more late payments than she could count had left Rachel’s credit score in shambles.
If there is one statement that we hear from our readers more than any other, it’s variations of, “I’m tired of living paycheck-to-paycheck.” This problem is without a doubt the single most common concern that we come across here at CreditRevelation. It was also the subject of an email that we received from one of our visitors.
From the dog days of summer to the frigid cold of a Virginia winter, Pamela’s power bill was always high. Pamela Mason had been living in the same two-story home on the family farm for years, but for some reason her monthly power bill had gotten completely out of hand over the last several months.